eftychia: Me in kilt and poofy shirt, facing away, playing acoustic guitar behind head (Default)

So there's this house that I'm trying to buy. It's the one I'm living in. It's being sold "short", because my landlord desperately needs to get rid of it. I don't want to move, and I want a living situation that I know isn't going to abruptly change on me every couple of years for a change. Now the house costs less than many cars, and even though it's not the best investment the monthly payment would be about half of the rent I'd pay on an apartment too small for me to set up my office in, but I can't qualify for financing on my own because I don't earn a whole lot of money. My credit's good, but there's not much income. Mom said she'd co-sign, but we had some entertaining scheduling problems trying to set up a meeting with the mortgage banker, starting with Mom being in Cyprus and then my being at Pennsic. We finally did arrange to be in the same place at the same time, ran some numbers, looked at possibilities, and left with a to-do list and some decisions to make.

Yesterday I got email from the realtor saying that the bank that holds my landlord's mortgage has decided that unless there's a signed contract by Friday, the house is being taken off the market and going to foreclosure. So now we've got a deadling, and it's close. And I'm having trouble getting ahold of Mom, and I cannot be reached by phone, and I haven't been able to get ahold of the contractors the realtor suggested for estimates on FHA 203K repair work, and I'm nervous enough about all the ways this could fail to work by Friday that I've gone into run-on-sentences mode. Now this could all still work, but right now I feel like we just got the two minute warning and we're down by eight.

Homeowner or homeless? Guess I'll find out in two and a half days.


A propos of nothing, the song currently stuck in my brain is "Big Bottom" by Spinal Tap. Also, I've been having a lot of trouble breathing for the past three days or so (thank goodness for Albuterol -- it helped enough that I could play woodwinds last night -- but I'm using it a lot more often than I'd like). Anyone else in Baltimore (or basically middle-Maryland) having unusual amounts of athsma trouble this week?

Mood:: 'worried' worried

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