Yeah, the insurance companies are fond of the "speed kills" mindset (the phrase in indeed theirs). This is because speeding tickets produce increased revenue from raised premiums. When real studies (i.e. those not sponsored by insurance) are done, the result isn't "speed kills", but "difference in speed causes accidents". When speed limits are set artificially low (insurance companies like this, because it results in more speeding tickets), some drivers drive the road speed (cf "85% rule"), others drive the posted speed. The greater the difference, the more traffic friction, and the more accidents (insurance companies also profit from accidents, which is both counterintuitive and bad news). Increased enforcement amplifies this effect. There's a reason insurance companies give away free speed guns to cops (and it ain't their stated reason of promoting safety, it's increased revenue).
(no subject)
indeed theirs). This is because speeding tickets produce increased revenue from
raised premiums. When real studies (i.e. those not sponsored by insurance) are
done, the result isn't "speed kills", but "difference in speed causes accidents".
When speed limits are set artificially low (insurance companies like this, because
it results in more speeding tickets), some drivers drive the road speed (cf "85% rule"),
others drive the posted speed. The greater the difference, the more traffic friction,
and the more accidents (insurance companies also profit from accidents, which is
both counterintuitive and bad news). Increased enforcement amplifies this effect.
There's a reason insurance companies give away free speed guns to cops (and it
ain't their stated reason of promoting safety, it's increased revenue).