This is going to sound strange..I have a card like yours and when I use credit for gas it puts a dollar hold on my account. When I use debit it holds what I have bought. I have a credit union that I work with so that might be part of whats different. When I use an ATM that is not theirs I get the first 6 withdrawels free on the credit union side and then pay 1.00 for each additional one. I do however have to pay any fees that the bank I am using charges. And there are no pos charges.
(no subject)