I'm actually working part-time now, and making better money than I ever have before. Part of that is because I went from being an employee to a consultant, and now I'm charging almost twice what I was making before. It's working out well, because I only work 3 days per week, meaning that if I know a crash is coming, chances are I can put it off until I don't have to work. I've missed very little work in the past year compared to when I was working full time.
SSDI is based on the last two years of your income, and if your income was only part-time income
Not a problem: I live in the jolly old Province of Ontario, so disability is around $1000 a month regardless of whether I was making minimum wage before becoming unable to work, or what. Thing is, I can't keep the doctors from giving me these nice, positive reviews: "She can work if she can find suitable employment." The problem is, it has taken me eight years or so to find it, and I've been pretty much destitute in the interim...
Ah, with canadian healthcare, you can afford to do the consultant thing... I would do it as well if it weren't for the fact that I'd lose my benefits, and my husband's prescription benefits suck (only does a max of $1500 per quarter, and Rebif costs about $10,000 per year).
Nice to know how the canadian system works, though... I didn't realize that's how they do disability up there.
Good to know you can work as a consultant, though!
One other nice thing about being on disability is that my prescription drugs would be covered. As it is, I have times where I sort of do an end-run around the system. I'd vote for someone who'd put pharmacare on the provincial health services in a heartbeat, as would likely 90% of everyone else.
One nice surprise -- because I have strabismus (which is considered a "medical condition"), my recent eye exam was covered by the province. The "free checkup every two years" thing stopped for some reason or other, probably largely to do with a series of antigovernment Premiers we've had around here...
Re: Visible/Invisible
SSDI is based on the last two years of your income, and if your income was only part-time income
Not a problem: I live in the jolly old Province of Ontario, so disability is around $1000 a month regardless of whether I was making minimum wage before becoming unable to work, or what. Thing is, I can't keep the doctors from giving me these nice, positive reviews: "She can work if she can find suitable employment." The problem is, it has taken me eight years or so to find it, and I've been pretty much destitute in the interim...
Re: Visible/Invisible
Nice to know how the canadian system works, though... I didn't realize that's how they do disability up there.
Good to know you can work as a consultant, though!
Re: Visible/Invisible
One nice surprise -- because I have strabismus (which is considered a "medical condition"), my recent eye exam was covered by the province. The "free checkup every two years" thing stopped for some reason or other, probably largely to do with a series of antigovernment Premiers we've had around here...