eftychia: Me in kilt and poofy shirt, facing away, playing acoustic guitar behind head (Default)
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posted by [personal profile] eftychia at 11:43pm on 2008-06-04

Another achy, headachy day. Bleah. Bit of excitement last night ... heard sirens, heard them stop nearby instead of trailing off into the distance, grabbed a long lens and went to the window to look for smoke and estimate how many blocks away it was ... and saw this when I opened the window:

Fire On My Block (closer view)

(The camera didn't capture the full effect of black smoke against a night sky, of course, but this still gives an idea.)

At first I feared that either the church on the corner or the vacant house at the end of my row was burning, though I did wonder a bit at not seeing more fire engines. I threw on some clothes, went out on the sidewalk, and found a car-b-cue just around the corner.

Local CarBQ Fire On My Block (wider view)

Other than some photo editing and chasing a fly around with a camera (fortunately, Perrine declined to tell me how silly I looked), I haven't done much today. Lack the attention/coherence to get into tricky sysadmin stuff, important decisions, figuring out how I managed to wind up overdrawn with a debit card (shouldn't the transaction in question simply have been refused? -- more importantly, where was my miscalculation or record-keeping glitch that got me there?), or arguing with beaurocrats. I want my brain back. ("Of all the things I've lost, I miss my mind the most.")

More photos to post and/or link to later, but not much verbal data to add except for more whining about pain.

There are 2 comments on this entry. (Reply.)
 
posted by [identity profile] skreidle.livejournal.com at 02:34pm on 2008-06-05
how I managed to wind up overdrawn with a debit card (shouldn't the transaction in question simply have been refused?

Oh, wouldn't that be nice. No, most banks, it seems, will process the payments, to the tune of allowing the account to go several hundred dollars negative, and gleefully charge you a $35 fee for every payment it processes in the negative, whether it's paid or returned.

more importantly, where was my miscalculation or record-keeping glitch that got me there?)

That, on the other hand, could be all the bank. Check this out: http://consumerist.com/tag/overdrafts/?i=5011987&t=bank-of-america-lets-charge-three-overdraft-fees-to-the-account-flush-with-cash
 
posted by [identity profile] dglenn.livejournal.com at 05:56pm on 2008-06-08
I had higher expectations than that for a credit union, but maybe being a 'member' instead of a 'customer' is no longer the protection against "gotcha" tactics that it once was.

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