Δαφνη Ευτυχια Αρθουρος

I'm with HIP Health Plan of New York--so I don't know if they exist where you are--on the "they have to take you for their HMO if you've used up COBRA" clause of US law. I'm finding it irritating to have to get paper referrals to see anyone but my GP, but it did get me in for a physical, and I have only a $5 copay per prescription, so that's okay. $320 or so a month.