Δαφνη Ευτυχια Αρθουρος

When my siblings and I were very small, my father had a chance to buy us all life insurance cheaply, the point being that in exchange for getting the premiums started so early, we were guaranteed insurance even if one of us wound up being diabetic or took up a dangerous career or hobby. (Dad was diabetic and had trouble obtaining life insurance.) The premiums are way lower than auto insurance or health coverage, and at some point the interest had built up enough that when I miss a payment they just deduct it from the accumulated interest and/or accumulated policy value. I've had to withdraw funds from the interest a few times to get through financial rough patches before (and have pretty much tapped out that resource for a while), so it's already been useful even though I haven't died yet. And the way I procrastinate, if I didn't already have it, I'd probably hit sixty and start thinking I should get it, not get around to it until I was ninety, and die with the paperwork on my desk waiting to be filled out.

I've been considering getting a roommate ... and I'm more likely to get along with one from fandom. Mom's still having work done on the house to make it more liveable, so I probably don't want to be doing that right this month, but thanks for the tip for where to advertise.