Liability insurance for gun owners would only cover negligent and/or accidental firings which cause injury, with is probably just a small subset of people injured. Insurance generally will not cover in any way an intentional act, nor will it cover intentional acts committed by third parties, such as people who steal guns. Therefore, the actual coverage of insurance would be minimal. In addition, those gun owners who have home insurance would probably be covered for accidental or negligent discharges by their homeowners policy.
(no subject)